THE SOUTHERN ADVANTAGE

OWNER/SELLER AFFIDAVIT

 

The undersigned says that, to the best of his/her/their knowledge and belief:

 

1.   The undersigned is/are the record title holder(s) of the property known and described in Comrnitrnent For Title Insurance issued by Southern Title Insurance Corporation referred to below (the property).

 

2.   The property is residential and used as one single family residence.

 

3.   The Street Address of the property is as shown below.

 

4.   At no time within 123 days prior to the date of settlement has any work, services or labor been done, or any fixtures or material been furnished in connection with, or to, the property, except such material, fixtures, work, labor or services as have been fully and completely paid for.

 

5.  There are no person(s), firms or other parties in or entitled to possession of the property other than the undersigned.

 

6.   The undersigned is not currently in any bankruptcy proceeding in any State or Federal court.

 

7.   The undersigned, if married, have been continuously married to each other since the undersigned first took title to the property.

 

8.   Since the undersigned has owned the property, there have been no unpaid or delinquent (a) real estate taxes or assessments against the property; (b) drainage, water or sewer service charges against the property; or (c) homeowners’, condominium or other special assessments against the property.

 

9.   The undersigned is not aware of any (a) violations(s) of any zoning or subdivision law or ordinance; (b) violation(s) of any restrictive covenants affecting the property; (c) encroachment(s) of any improvements located on the property, including but not limited to walls and fences, onto adjoining property, easement or utility area, and no encroachment(s) upon the property from adjoining property; (d) problems relating to either the issuance of a building permit or the failure to obtain one for any improvement to the property; (e) violation(s) caused by an illegal lot division or failure to comply with any subdivision laws or ordinances.

 

10. No one has ever attempted to restrict or prohibit my access to and from the property to a public street.

 

11. This Affidavit is made to induce Southern Title Insurance Corporation to issue “The Southern Advantage” Homeowner’s Title Insurance Policy.

 

STIC Commitment # _________________________

(or as described on attachment hereto)

STREET ADDRESS: ________________________________________________________

 

_______________________________________(SEAL)

 

________________________________________(SEAL)

COMMONWEALTH OF VIRGINA

AT LARGE

SUBSCRIBED AND SWORN TO before me this _______ day of ________________, 20 ____.

 

________________________________

Notary Public                                                                     My commission expires: ___________________