Note: The rates shown below are for
title insurance only and do not include charges for research, attorney's fees,
escrow or closing services, special coverage or endorsements. An owner's policy
cannot be issued for any amount less than the full value of the interest of the
insured. The rates shown below are per thousand dollars of coverage or any
fraction of a thousand dollars of coverage. Confused?
Contact Us or click Instant
Quote to calculate premiums and fees.
A
standard owner's policy insures against someone else owning an interest in your
property, any defect in or lien or encumbrance on your title, unmarketability of
your title, and a lack of a right of access to and from the land. Coverage is
limited by the Exclusions, Conditions and Stipulations, and Exceptions shown in
the policy. Click Standard to
view a sample policy for full terms and conditions. Click Compare to view a table
comparing standard and extended coverage owner's policies.
Rates:
Up to
$250,000 of liability $4.00 per thousand
Over $250,000 up to $500,000 add $3.80 per thousand
Over $500,000 and up to $1,000,000 add $3.50 per thousand
Over $1,000,000 and up to $2,500,000 add $2.35 per thousand
Over $2,500,000 and up to $7,500,000 add $2.00 per thousand
Over $7,500,000 and up to $10,000,000 add $1.50 per thousand
Over $10,000,000 and up to $15,000,000 add $1.00 per thousand
"The Southern
Advantage" owner's policy is only available at purchase for residential single family dwellings. Additional coverage includes an automatic increase of
coverage of 10% each year up to 150% of the original amount, violations of land
use regulations (subject to a deductible and maximum), matters arising after the
date of policy, actual vehicular and pedestrian access, violations of covenants
and restrictions, and damage to existing improvements due to the exercise of
mineral or water rights. The premium is 20% over that of a standard owner's
policy. Click Compare to view a table
comparing standard and extended coverage owner's policies. Click Southern Advantage to
view a sample policy for full terms and conditions.
Rates:
Up to
$250,000 of liability $4.80 per thousand
Over $250,000 up to $500,000 add $4.56 per thousand
Over $500,000 and up to $1,000,000 add $4.20 per thousand
Over $1,000,000 and up to $2,500,000 add $2.82 per thousand
Over $2,500,000 and up to $7,500,000 add $2.40 per thousand
Over $7,500,000 and up to $10,000,000 add $1.80 per thousand
Over $10,000,000 and up to $15,000,000 add $1.20 per thousand
Note: The rates shown below are for
title insurance only and do not include charges for research, attorney's fees,
escrow or closing services, special coverage or endorsements. An owner's policy
cannot be issued for any amount less than the full value of the interest of the
insured. The rates shown below are per thousand dollars of coverage or any
fraction of a thousand dollars of coverage. Confused?